Join RMT Credit Union

Login and add to My RMT

You must be an RMT member to join the RMT Credit Union

To join, please print out and fill in the Credit Union Application Form and return it, together with proof of your identity and address (see below), to:

RMT Credit Union
Unity House
39 Chalton Street
London NW1 1JD

PLEASE NOTE: You do not have to provide proof of identity/address if you agree to the Credit Union checking this electronically. For this purpose, searches are carried out with credit reference agencies who supply the Credit Union with information from sources including the electoral register. You must tick the relevant box on the application form to agree to this. These searches will not be used by other lenders to assess your ability to obtain credit.

Important - proof of identity and address
Your application form must be backed up with proof of your identity and address (unless you have agreed to the Credit Union running a check electronically - see note above). Even though you are already an RMT member this is required, without exception, under Financial Services Authority rules, aimed at combating money laundering.

There are two methods of supplying us with the documentation:
Method 1
Send or take your original documents, one each from List A and List B below, direct to the RMT Credit Union, Unity House, FREEPOST, 39 Chalton Street, London NW1 1JD.  If sending valuable documents such as your passport or current full UK Driving Licence we strongly advise sending them by recorded delivery.  We will photocopy the originals and return them to you.

Method 2
Take one original document from List A and one from List B and a photocopy of each to your Branch Secretary or any of the above approved persons listed below:

•Delegated Officer of the Branch 
•Divisional Organiser
•Executive Committee Member                        
•Credit Union Officer
•Post Master / Sub Post Master                          
•Full Time Trade Union Official
•Councillor (local or county)                                         
•Member of Parliament
•Minister of Religion                                         
•Lawyer
•Banker                                                                       
•Teacher
•Doctor                                                                       
•Accountant
•Police Officer                                                             
•Dentist  
The Branch Secretary or other approved person should check the original documentation, sign the photocopy, and (if an RMT branch officer) affix the Branch stamp, and  write the following words on the photocopied documents:

'I certify that I have seen the original document and that this is a true copy'                  

The member will send the completed application together with the signed, stamped (as appropriate) and verified documents to the RMT Credit Union at Head Office.

All proof of identity/address MUST bear your name, and not be solely in the name of a partner etc, although it can be in addition to their name.

Satisfactory proof of identity will include, but not be limited to the following:

LIST (A)

•Personalised cheque made out to RMT Credit Union.
•Current signed Passport.
•Current Full UK old style Driving Licence (not old style Provisional Licence) [if not used as evidence of address].
•Original Inland Revenue tax notification e.g. tax assessment, statement of account, notice of coding - valid for current year.
•Pension Book or Benefits Book or original notification letter from the Benefits Agency confirming your right to benefits (if not used as evidence of address).
•Shotgun or firearms certificate.
•Personal and safety cards for the following companies:  Network Rail Sentinel, Trans Pennine Express, Central Trains Ltd, GNER, Merseyrail
Satisfactory proof of address will include, but not be limited to the following:

LIST (B)

•Original Local Authority Council Tax bill valid for the current year.
•Current UK photo card Driving Licence.
•Current Full UK old style Driving Licence (not old style Provisional Licence).
•A Utility Bill e.g. Electricity, Gas, Water or Telephone bills.  These must be originals and less than 3 months old.  Mobile 'phone bills are NOT acceptable.
•Bank, building society or credit union statement - within last 3 months.
•Mortgage statement from a recognised lender - within last 12 months.
•Pension Book or Benefits Book or original notification letter from the Benefits Agency confirming your right to benefits (if not used as evidence of address).
•Original Inland Revenue tax notification, letter, notice of coding, P60 or P45.
•Original housing association or letting agency tenancy agreement.
•Local council rent card or tenancy agreement
•Original Solicitor's letter confirming recent house purchase or Land Registry confirmation.
•Discharge Book (shippers only - current).
•Household and motor Insurance certificates - current
Examples of unacceptable identification include; TV Licence, business cards, cheque guarantee cards and mobile telephone bills.

Credit Union accounts may only be opened and transactions accepted on behalf of a member when verification of identity and address has been satisfactorily completed and cross-referenced against RMT membership.

We are using the method of Direct Debit only and money will be deducted from your bank account on the 28th of each month.  We can collect four-weekly deductions if the member informs us of their pay-day. However, no payroll deductions can be accepted.

Please return the completed forms and ID documentation, as we need to make sure you comply with the money laundering regulations.  Failing to complete all forms and ID documentation will delay us from setting up your savings account.

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