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We may carry Credit checks on loans that you have applied for
• Experian may check the details you supply against any particulars on any database (public or otherwise) to which Experian has access in order to carry out the relevant verification service
• A specific (non-credit) footprint is left by Experian, and
• A record of the decision made is available for RMT Credit union to retrieve for auditory purposes.
We have provided this link Credit Reference Agency Information Notice | Experian UK to our customers to ensure that you are able to find out more about Experian’s operations in the identity and fraud space
We are checking new member identification electronically. To do this, we now carry out searches with credit reference agencies who supply us with relevant detail including information from the Electoral \\Register. The searches will not be used by other lenders to assess your ability to obtain credit